Smart home improvements for growing multi-generational households

(BPT) - The American family continues to evolve, with multiple generations living under the same roof in more households than any time since the Great Depression. Of America's 76 million households, 5.6 percent (4.3 million) were multi-generational, according to the U.S. Census Bureau. Homeowners are finding it's more important than ever to ensure every home improvement project delivers benefits for every member of the family - children, parents and grandparents.

Whether your family grows with the birth of a child or because a grandparent has moved in with you, here are some home improvement projects that are multi-generational family-friendly:

Adding/updating a bathroom

Few household situations are as stressful as too many people sharing just one or two bathrooms. If your home population is growing, but you're still making do with too few bathrooms, adding a bath or upgrading an existing one can make life more pleasant for everyone. What's more, it's a smart investment of your renovation dollars. If you decide to sell your home down the road, you can expect to recoup about 53 percent of the construction cost for a modest bathroom addition, according to Remodeling Magazine's Cost vs. Value report. And a modest bathroom remodel recoups about 64 percent of your investment.

Finishing a basement or an attic bonus room

If you're looking for more usable living space, finishing a basement or attic bonus room is almost always easier than adding square footage to your home. A finished existing area can be a versatile investment, affording you the space to add a bedroom, bathroom, recreational room, home office or even a second kitchen a la in-law suite style. Upstairs, finishing an attic bonus room can provide a well-lit and airy retreat with the inclusion of fresh air skylights. Downstairs, advances in basement finishing technology have compressed the time-frame of this once pricey and drawn-out home improvement. Remodeling Magazine says a basement renovation pays back more than 70 percent of its cost at the time of resale.

Healthful upgrades

The quality of light and ventilation in our home speaks directly to the safety and health of its occupants. Aging eyesight often needs better lighting, and poor indoor air quality can affect everyone's health, but especially that of young children with respiratory ailments such as asthma. One improvement that addresses both concerns, is a skylight. When opened, an Energy Star-qualified fresh-air skylight can help exhaust stale unhealthy indoor air and bring fresh air into your home. Skylights especially make sense if you'll be creating more inexpensive living space by finishing an attic.

Add remote controlled solar powered blinds to solar powered fresh air skylights in your home and the products, as well as installation costs, are eligible for a 30 percent federal tax credit. To learn more about no leak skylights that close automatically in case of rain and how they can help improve indoor air quality, search online.

Upgrading key appliances

Whether the hot water heater shudders when your teenager takes a shower or the furnace just can't work hard enough to keep Grandma's bones warm in winter, upgrading key appliances in your home can significantly improve the comfort of its occupants. What's more, replacing older appliances with new ones can help you save money on your utility bills over the life of the product. Replacing an old water heater, furnace or air conditioner with an Energy Star-certified product can trim utility bills significantly.

For example, according to EnergyStar.gov, replacing a central air conditioning unit that is 12 years old (or older) with an Energy Star-qualified one could reduce cooling costs by 30 percent, and switching to a solar water heater could cut your water heating bill in half. What's more certain energy-efficient home improvements may qualify you for a federal tax credit. If you install a residential solar water heating system, you could qualify for federal as well as state tax credits and other incentives. You can find a calculator to help tally the potential payback on a solar water heating system and a federal tax credit estimator to calculate your savings on new or replacement solar powered skylights online.

Green gardening tools and techniques that really work

One answer may be the common misconception that eco-friendly products and practices don't work as well as less environmentally conscious ones - such as chemicals that repel common garden pests, but can also cause groundwater contamination.

"Advances in environmentally responsible products have made it possible for homeowners to effectively care for their gardens and landscaping, while protecting the environment at the same time," says Elizabeth Summa, president of Repellex, which makes eco-friendly lawn and garden products.

Some greener gardening tools are time-honored, like rotary lawn mowers. Others are leading-edge, such as pest-control products that are eco-friendly. Here are a handful of environmentally safe, effective ways to keep your landscape and garden green this spring and summer:

Responsible repellent - Deer, rabbits, squirrels and gophers - animals munch on landscaping and garden plants because they're hungry and the vegetation tastes good to them. Eco-friendly repellents, like those made by Repellex, use taste aversion and natural ingredients like pepper, dried bloodmeal and egg to make non-edible plants less appealing to foragers. Repellex Systemic Tablets deliver a dose of pepper to the roots of plants - just place in soil, water and walk away. The flavor gets absorbed through the roots into non-edible plants, making them taste unappealing to garden pests. For edible plants, Repellex Fruit & Vegetable uses a combination of putrescent eggs and plant extracts to keep animals and insects away from fruits and vegetables all season long. Log on to www.repellex.com to learn more.

Friendlier mowing - Long before combustion engines made it possible to mow your lawn quickly and easily, people relied on rotary mowers - also known as reel mowers. Environmentally responsible gardeners have rediscovered these people-powered mowing machines. Reel mowers have many positive attributes: they are pollution-free, quiet and very economical to operate. Modern reel mowers are lighter, smaller and with fewer working parts that require maintenance and repair. They're also a great way to exercise; walking behind a rotary mower burns more calories than pushing a self-propelled mower.

Organic fertilizing - Chemical fertilizers are a well-known source of groundwater contamination, yet some form of additional nutrients is almost always necessary for successful gardens and lawns. The EPA says composting can eliminate the need for chemical fertilizers and results in higher crop yields. You can compost food waste from your own kitchen, as well as grass clippings and other yard waste. Composting your own organic waste at home not only reduces the amount of waste that ends up in landfills, it can provide you with an effective, eco-friendly and essentially free way to fertilize gardens and flower beds. For lawns, you can find a variety of organic fertilizers - based on natural ingredients rather than chemicals - at most hardware, big box stores and garden centers.

Kinder weed control - Weed killers are also well-known contaminants, and can be hazardous when used around small children or household pets. Before you bring out the spray bottle, consider weed-elimination alternatives that are kinder to the environment. Some very effective options include using a mixture of vinegar and water, boiling water and even pulling weeds by hand. Removing weeds by hand also adds a health benefit for you - you'll burn more calories pulling weeds than simply spraying them.

Bug-free without bugging the environment - Chemical insecticides can be harsh on the environment - not to mention skin if you use a chemical repellent to ward off mosquitoes and other biting bugs. Instead of chemical insecticides, consider natural alternatives. Repellex's Mosquito & Tick product keeps mosquitoes, ticks and other insects off you by keeping them out of your lawn and garden. The all-natural repellent sprays on your lawn, garden, patio, deck and home exterior to ward off these disease-carrying insects.

Choosing to go green with your lawn and garden care doesn't mean you have to give up effectiveness. With the right tools, it's possible to accomplish your lawn and gardening goals while protecting the environment at the same time.

A few tips when fitting wooden flooring

Laminate and wooden flooring looks great in almost any room. If you are considering fitting the wooden flooring yourself then there are a few tips that may help you to fit it easier and may add a more professional finish to it. With some hard work, patience and the right flooring tools it may not be as difficult to achieve a good finish as you imagine.


Before laying the laminate or wooden flooring ensure that your under floor is in good condition and is as flat and bounce-free as possible. Uneven areas should try to be repaired. The flatter the surface the better the wooden flooring will look. Ideally you will want the new wooden flooring to run length-ways along your room as this looks better than width-ways, however if your existing floorboards also run length-ways it is a bad idea to fit them directly together as this can lead to joint separation and unevenness. If this is the case then fit plywood over the entire floor surface so that you have a flat surface to then work on.


Once your existing floor is ready, lay an insulating membrane across the entire flooring area. This keeps heat in the room and dampens noise when the wooden flooring is walked upon and is highly recommended. Once this has been laid you are ready to lay your new wooden flooring panels. The easiest way is to work from farthest wall from the door inwards as this is the most seen part of the room. If possible remove skirting boards and door architraves so that you can work from the wall. If this isn't possible then beading can be fixed to these areas afterwards to give a tidy finish.


When laying the flooring panels always stagger joints by using random length flooring pieces as this will add to the strength of the flooring and the aesthetics. Ensure that all pieces are firmly locked together before re-applying skirting and architraves or adding beading. Flooring can contract and retract based on the heat of the room and moisture levels so do not fix skirting or beading to the floor. Fix skirting to the wall and fix beading to the skirting.


 by: Xander Palmer 

http://www.articlecity.com/articles/home_improvement/article_6471.shtml 

Going green Is so much simpler than most people think.

An increasing number of people are now wanting to do their part to save the planet due to the worsening problems caused by global warming. Unfortunately, numerous people assume that going green is costly and time consuming. Read on to discover several immediate things you can do to get on on the path to living green.


Recycling is the top way to start. A lot of people continue to place glass and aluminum items in their normal garbage even though recycling is not that hard to do today. In the US, it's not hard to locate a trash service that offers glass and aluminum recycling choices. Many people still continue to discard these items even though recycling bins are not hard to find. It merely takes a few minutes to wash off the cans and bottles before placing them into the recycle bin.


Newspapers are another item that overburden our landfills. Virtually all people will merely take their daily paper and toss it in the garbage when they are done with it. But, there are many other uses that you can get out of your newsprint other than poring over it it. Did you know that you can keep your windows clean using newspapers? If you're tired of seeing small white fragments and streaks on your windowpanes after you clean them with paper towels and cleaner, try to use old newspapers instead. Several community groups run regular paper drives. Neatly compile all of your old newspapers, put them in a stack, and see if the paper drive organizers will come to your location and pick them up.


One more thing that could help you to start to live green is to begin walking a bit more. Lots of people routinely drive short distances merely to buy one thing at their local corner market. If you just walk to the store, not only could it take less time, because you won't have to locate a parking spot, but you will be saving money on gas and helping to save planet Earth by not burning those fuels.


If you wish to save even more on gas, take the chance to car pool when you can and only mow your lawn two times a month instead of weekly. A gorgeous lawn is good to have but skipping an additional week before you mow again shouldn't significantly affect it. Using a manual push mower like those more normally used many, many years ago will help to save the environment even more. Numerous hardware shops still carry this type of mower.


When people make up their mind to try green living, it's easy to make a few lifestyle modifications that will benefit our environment. Likewise, you can find lots of info all over the Internet on other ways to start living green, you only have to look for it.


By: Collin Rojas 

http://www.articlecity.com/articles/environment_and_going_green/article_1153.shtml

Explore the great outdoors this winter

(NC)-As temperatures drop, many Canadians are tempted to enter a sort of hibernation, abandoning the outdoor activities they love in favour of nights spent in the warmth of home. While the days may be shorter, you can still take advantage of the sunlight and enjoy the many parks, trails and conservation areas that are found across Canada.

"The Canadian landscape is breath-taking all year round, and Canadians should get outside and enjoy the beautiful natural environment no matter what the season," says Mary Desjardins, the executive director of TD Friends of the Environment Foundation (TD FEF). "However, it is important to be mindful of the natural environment when enjoying the great outdoors, especially if we want to protect it for generations to come."

TD FEF recommends these tips to Canadians looking to explore the great outdoors this winter:

• Maintain a zero footprint while outdoors to help keep the environment pristine. Take all garbage with you, and don't disturb the natural environment any more than is necessary.

• Watch your step, and be sure to stay on marked trails. Many nature areas maintain marked trails - complete with guide signs and posts. Staying on marked trails will keep you from getting lost, and ensure you're not venturing onto marshes, protected habitats and other dangers that may be hidden beneath the snow fall.

• Stay hydrated. Be sure to drink plenty of water, especially if you're jogging outdoors during the winter. While you may not sweat as much as you do in the summer, it is important to keep hydrated when you plan to be outdoors for long periods of time.

• Bring a map, guidebook or mobile phone with you. If you are exploring an area for the first time, if the weather worsens, or you become disoriented you can find your way to safety.

TD FEF supports numerous trails and natural areas, helping to ensure that Canadians can enjoy the natural beauty of the environment year-round. To find a nature reserve or hiking trail in your area, or to find out more about TD FEF, visit www.fef.td.com

www.newscanada.com

Three green trends for home remodeling

For some homeowners, remodeling projects are regular occurrences to keep their homes looking fresh. Sometimes, that means smaller changes like a new coat of paint or changing a light fixture. Other times, more substantial changes are needed. Determining those changes can be a challenge, but looking at the potential return on investment is a great way to prioritize.


Bathroom remodeling offers a 68.7 percent return on investment, according to a National Association of Realtors survey. One way to add value to a bathroom remodel is to pick bathroom fixtures that are more efficient than what you currently have installed. People are going green in many areas of life, whether with more energy-efficient light bulbs, hybrid cars or by recycling more regularly. Bathroom fixtures are no different.


Here are three reasons why you should consider going green with your bathroom modeling project:


* Products may be outdated. Toilets made before 1994 use anywhere from 3.5 gallons to 8 gallons per flush (gpf), while new EPA WaterSense labeled high-efficiency toilets can work beautifully on a modest 1.28 gpf. Not sure of your toilet's vintage? Look at the underside of the tank lid - the date of manufacture is often stamped into the porcelain. In the shower, the typical showerhead installed in California homes built after 1994 uses as much as 2.5 gallons per minute. At that rate, your eight-minute shower consumes a whopping 20 gallons of water.


* Savings to be had. Compared to 3.5 gpf toilets, TOTO's Aquia One-Piece Dual Flush High-Efficiency Toilet has a flushing system that enables homeowners to select the level of water used each time the toilet is flushed - 1.6 gallons for bulk waste or .9 for liquid. The approach provides exceptional water savings paired with outstanding performance. A family of four can save more than $90 annually on their water bill, and $2,000 over the lifetime of the toilet.


If you replace a typical 2.5 gpm showerhead with a TOTO high-efficiency Trilogy Showerhead, you will experience the same luxurious shower, yet consume a responsible 14 gallons, saving 20 percent of the water used by older models.


Even something like a faucet can contribute to water savings. TOTO's Silas Widespread Lavatory Faucet is a WaterSense labeled lavatory faucet that consumes a responsible 1.5 gallons per minute without sacrificing an ounce of performance. Its design has a classic contemporary elegance with a graceful, curved spout.  


* Be a trendy homeowner. A whopping 68 percent of builders surveyed by the National Association of Home Builders say that energy-saving technologies and features including low-E windows, energy-efficient appliances, and LED lighting will be common along with other green features like engineered wood products, and water-saving plumbing fixtures such as dual-flush toilets and low-flow faucets by 2015. Start now and you'll be ahead of the curve.

How much would it really cost to replace your home?

(NC) Ask any Canadian homeowner to name their biggest investment - their real pride and joy - and most likely they'll say it's their home. It's their sanctuary with the pristine lawn, beautiful garden, finished basement, and renovated kitchen. When such a paradise exists, why would anyone want to risk losing it? But what if disaster struck and your place was severely damaged by fire or some other catastrophe. Are you certain that your insurance policy would cover the rebuilding of your house and the replacement of all the contents? Unfortunately, this answer often comes too late that the homeowner isn't adequately covered. The property insurance experts from Desjardins Insurance have some answers and suggestions to help you.

• First, be prepared. The first three days after an emergency are the most critical. So consider creating a 72-hour emergency kit. Typically it will include 3 days' worth of water for each person in your family, imperishable food stuffs, candles, flashlight and batteries, and a first-aid kit. Next, take an inventory of your belongings. Be thorough because it's easy to underestimate the total value of your possessions. Include furniture, jewellery, electronics such as computer equipment, game systems and television, along with clothes, shoes, boots, pots, pans, other personal and household items. Take particular note of expensive items such as antique furniture or other valuables.


• Read your policy carefully. It's important to remember that your home insurance will not cover every type of major loss. The typical home insurance policy will cover a fire loss, as well as damage caused by lightning, windstorms, hailstorms and even tornadoes. Standard homeowners' policies in Canada exclude flood damage. However, policies generally cover other kinds of water damage, for example from a sewer backup or a burst pipe in your house. Desjardins Insurance is one of the few companies that also cover damage caused by water seepage through basement walls or floors.

Your policy may be worth more than your home. Many people believe that if their home is burnt to the ground, they would automatically receive full market value for their house. This isn't true. The value of a home insurance policy is based on the cost to rebuild the house, not to sell it on the market. The actual replacement cost could end up being either greater or less than the market value. Replacement costs will include the material (lumber, roofing shingles, siding material, carpet, drywall, etc.), and the labor and architectural services. There are also additional costs associated with the demolition and clean-up of the site before construction, which can be expensive in a crowded city neighbourhood. The location of your home could be a factor too. For example if you're located in a remote or rural area, travelling expenses and supply transportation need to be taken into consideration.

For more information about your insurance policy and the replacement value of your home, speak to your insurance provider. Or for immediate answers, call or visit Desjardins Insurance at www.desjardinsgeneralinsurance.com.